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One of the regularly annoying things about motor vehicle rental insurance is not so much exactly what is covered, but what is omitted from the plan so prominently marketed when you are looking to reserve and book a hire car. Generally, it is only when you show up at the check-out desk to pick up the motor vehicle that you discover simply what has actually been left out of the marketed package and how much you will need to pay to top it up to a level of insurance coverage cover that will offer you monetary security and peace of mind. What numerous people do not understand, however, is that it is possible to sidestep the motor vehicle rental company's insurance coverage entirely by buying rather more extensive cover - often at a significantly more affordable rate - in advance from an independent hire car insurance expert. Car rental companies invariably include 3rd party risks in the insurance used at the rental rate - certainly, regional legislation is likely to insist that hire car and trucks have a minimum level of third party cover.

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