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One of the frequently annoying things about car or truck rental insurance coverage is not so much exactly what is covered, but what is excluded from the plan so plainly promoted when you are looking to reserve and book a hire car or truck. Typically, it is only when you show up at the check-out desk to pick up the car that you find simply what has actually been left out of the marketed bundle and how much you will need to pay to top it up to a level of insurance cover that will offer you monetary security and peace of mind. What many people do not know, however, is that it is possible to sidestep the car or truck rental company's insurance coverage entirely by buying rather more detailed cover - often at a substantially more affordable rate - in advance from an independent hire motor vehicle insurance expert. Motor vehicle rental companies inevitably include 3rd party risks in the insurance provided at the rental rate - certainly, regional legislation is most likely to insist that hire motor vehicles have a minimum level of third party cover.

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